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Payment & Subscription Automation

Collect more of what you're owed, with less chasing.

From
₹65,000
Timeline
2–4 weeks

Failed payments are silent revenue loss. A card expires, the mandate lapses, the retry never happens, and the customer churns without ever deciding to leave.

We automate the whole money loop — collection, retries, dunning, reconciliation — so the leaks get caught while they're still recoverable.

Scope

What we build

  • Payment link and invoice automation
  • Subscription and recurring mandate management (UPI Autopay, e-NACH, cards)
  • Smart retry schedules on failed payments
  • Dunning sequences across email, SMS and WhatsApp
  • Refund and chargeback workflows
  • Settlement reconciliation against bank statements
  • Revenue reporting including MRR, churn and failed-payment recovery
In practice

Examples of this work

Concrete builds rather than capability statements.

Dunning recovery

Failed subscription charges trigger a retry ladder plus a WhatsApp nudge with a one-tap update link — recovering a meaningful share of payments that would otherwise have churned.

Settlement reconciliation

Matches gateway settlements to bank credits and flags the difference, ending a monthly manual reconciliation.

Deliverables

What you get

  • Automated collection and retry flows
  • Dunning sequences
  • Reconciliation reporting
  • Revenue dashboard
Stack

Tools we use here

  • Razorpay
  • Stripe
  • Cashfree
  • n8n
  • PostgreSQL
  • WhatsApp API
FAQ

Payment automation — questions we get asked

Do you handle card data?

No, and neither should you. All card handling stays inside the gateway's PCI-compliant systems. We work with tokens and webhooks only.

Want Payment automation working in your business?

Book a free 30-minute audit. We'll tell you what it would take, what it would cost, and whether it's worth doing at all.

No obligation · Reply within 1 business day · NDA on request